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- 05:37, 29 December 2023 JerrellNiland64 talk contribs created page How To Boost Credit Score Canada (Created page with "The First-Time Home Buyer Incentive reduces monthly mortgage costs without repayment requirements. Fixed rate mortgages with terms under 3 years will have lower rates but do not offer much payment certainty. Fixed rate mortgages provide stability but routinely have higher interest levels than shorter term variable products. Most mortgages feature a prepayment option between 10-20% of the original principal amount. The 5 largest banks in Canada - RBC, TD, Scotiabank, BMO...")