Editing Essential Tips for First-Time Visitors in Dhaka (section)

=== '''3. Currency and Payments''' ===
The local currency is the '''Bangladeshi Taka (BDT)'''. Here are some tips for managing your money:

* '''Exchange Rates:''' Currency exchange is available at banks, exchange bureaus, and airports. It’s wise to compare rates and avoid exchanging large amounts at airports due to lower rates.
* '''ATMs:''' Widely available in Dhaka, ATMs typically offer competitive exchange rates. However, be cautious and use ATMs located in secure areas, like banks or shopping malls.
* '''Cash vs. Card:''' While credit and debit cards are accepted in major hotels and restaurants, cash is preferred for smaller shops and street vendors.

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